diff --git a/backend/src/main/java/com/imeeting/service/android/impl/AndroidChunkUploadServiceImpl.java b/backend/src/main/java/com/imeeting/service/android/impl/AndroidChunkUploadServiceImpl.java
index 8402c22..dd7cb6a 100644
--- a/backend/src/main/java/com/imeeting/service/android/impl/AndroidChunkUploadServiceImpl.java
+++ b/backend/src/main/java/com/imeeting/service/android/impl/AndroidChunkUploadServiceImpl.java
@@ -213,7 +213,7 @@ public class AndroidChunkUploadServiceImpl implements AndroidChunkUploadService
     }
 
     private String buildStoredChunkFileName(Integer chunkIndex, String originalFileName) {
-        String normalizedSourceName = originalFileName == null ? "" : Paths.get(originalFileName.trim()).getFileName().toString();
+        String normalizedSourceName = normalizeChunkSourceFileName(originalFileName);
         int extensionIndex = normalizedSourceName.lastIndexOf('.');
         String extension = extensionIndex >= 0 ? normalizedSourceName.substring(extensionIndex) : "";
         String safeExtension = extension.isBlank() ? ".bin" : extension;
@@ -222,7 +222,7 @@ public class AndroidChunkUploadServiceImpl implements AndroidChunkUploadService
 
     private String buildMergedOriginalFilename(AndroidChunkUploadSessionState state, Path mergedFile) {
         if (state.getFileName() != null && !state.getFileName().isBlank()) {
-            String normalizedSourceName = Paths.get(state.getFileName().trim()).getFileName().toString();
+            String normalizedSourceName = normalizeChunkSourceFileName(state.getFileName());
             int extensionIndex = normalizedSourceName.lastIndexOf('.');
             if (extensionIndex >= 0) {
                 return "merged" + normalizedSourceName.substring(extensionIndex);
@@ -236,11 +236,22 @@ public class AndroidChunkUploadServiceImpl implements AndroidChunkUploadService
         if (chunkPath == null || chunkPath.getFileName() == null) {
             return ".bin";
         }
-        String fileName = chunkPath.getFileName().toString();
+        String fileName = normalizeChunkSourceFileName(chunkPath.getFileName().toString());
         int extensionIndex = fileName.lastIndexOf('.');
         return extensionIndex >= 0 ? fileName.substring(extensionIndex) : ".bin";
     }
 
+    private String normalizeChunkSourceFileName(String fileName) {
+        if (fileName == null) {
+            return "";
+        }
+        String normalized = Paths.get(fileName.trim()).getFileName().toString();
+        if (normalized.endsWith(".pending")) {
+            return normalized.substring(0, normalized.length() - ".pending".length());
+        }
+        return normalized;
+    }
+
     private void writeConcatListFile(Path concatList, List<Path> chunkPaths) throws IOException {
         List<String> lines = new ArrayList<>(chunkPaths.size());
         for (Path chunkPath : chunkPaths) {
diff --git a/frontend/src/pages/business/TenantMeetingPointsSettings.tsx b/frontend/src/pages/business/TenantMeetingPointsSettings.tsx
new file mode 100644
index 0000000..80b3f43
--- /dev/null
+++ b/frontend/src/pages/business/TenantMeetingPointsSettings.tsx
@@ -0,0 +1,344 @@
+import { ReloadOutlined, SearchOutlined } from "@ant-design/icons";
+import { getCurrentUser } from "@/api";
+import AppPagination from "@/components/shared/AppPagination";
+import ListTable from "@/components/shared/ListTable/ListTable";
+import PageContainer from "@/components/shared/PageContainer";
+import {
+  getCurrentTenantMeetingPointsSetting,
+  pageTenantMeetingPointsSettings,
+  type TenantMeetingPointsSettingVO,
+  updateTenantMeetingPointsBalanceCheck,
+} from "@/api/business/meetingPoints";
+import type { UserProfile } from "@/types";
+import { Button, Card, Input, message, Modal, Select, Space, Statistic, Tag, Typography } from "antd";
+import { useEffect, useState } from "react";
+
+const { Text } = Typography;
+
+function formatDateTime(value?: string) {
+  return value ? value.replace("T", " ").substring(0, 19) : "-";
+}
+
+function renderStatusTag(enabled?: boolean) {
+  return enabled === false
+    ? <Tag color="volcano">无限余额模式</Tag>
+    : <Tag color="green">校验余额模式</Tag>;
+}
+
+export default function TenantMeetingPointsSettings() {
+  const [profile, setProfile] = useState<UserProfile | null>(null);
+  const [loading, setLoading] = useState(false);
+  const [switchingTenantId, setSwitchingTenantId] = useState<number | null>(null);
+  const [records, setRecords] = useState<TenantMeetingPointsSettingVO[]>([]);
+  const [total, setTotal] = useState(0);
+  const [currentTenantSetting, setCurrentTenantSetting] = useState<TenantMeetingPointsSettingVO | null>(null);
+  const [params, setParams] = useState({
+    current: 1,
+    size: 20,
+    tenantName: "",
+    tenantCode: "",
+    balanceCheckEnabled: "",
+  });
+
+  const isPlatformAdmin = Boolean(profile?.isPlatformAdmin);
+  const isTenantAdmin = Boolean(profile?.isTenantAdmin);
+
+  const loadPlatformPage = async (nextParams = params) => {
+    setLoading(true);
+    try {
+      const result = await pageTenantMeetingPointsSettings({
+        current: nextParams.current,
+        size: nextParams.size,
+        tenantName: nextParams.tenantName || undefined,
+        tenantCode: nextParams.tenantCode || undefined,
+        balanceCheckEnabled: nextParams.balanceCheckEnabled === "" ? undefined : nextParams.balanceCheckEnabled === "true",
+      });
+      setRecords(result.records || []);
+      setTotal(result.total || 0);
+    } finally {
+      setLoading(false);
+    }
+  };
+
+  const loadCurrentTenant = async () => {
+    setLoading(true);
+    try {
+      const data = await getCurrentTenantMeetingPointsSetting();
+      setCurrentTenantSetting(data);
+    } finally {
+      setLoading(false);
+    }
+  };
+
+  const loadData = async () => {
+    const nextProfile = await getCurrentUser();
+    setProfile(nextProfile);
+    if (nextProfile.isPlatformAdmin) {
+      await loadPlatformPage();
+      return;
+    }
+    if (nextProfile.isTenantAdmin) {
+      await loadCurrentTenant();
+      return;
+    }
+    setCurrentTenantSetting(null);
+    setRecords([]);
+    setTotal(0);
+  };
+
+  useEffect(() => {
+    void loadData();
+  }, []);
+
+  const handleRefresh = async () => {
+    if (isPlatformAdmin) {
+      await loadPlatformPage();
+    } else if (isTenantAdmin) {
+      await loadCurrentTenant();
+    }
+    message.success("已刷新租户积分校验配置");
+  };
+
+  const confirmSwitch = (record: TenantMeetingPointsSettingVO, nextEnabled: boolean) => {
+    Modal.confirm({
+      title: nextEnabled ? "开启余额校验" : "关闭余额校验",
+      content: nextEnabled
+        ? "开启后将按当前账面余额重新执行后续会议提交校验。"
+        : "关闭后将进入无限余额模式，只记录消耗和流水，不扣减账面余额。",
+      okText: "确认",
+      cancelText: "取消",
+      onOk: async () => {
+        setSwitchingTenantId(record.tenantId);
+        try {
+          await updateTenantMeetingPointsBalanceCheck(record.tenantId, { balanceCheckEnabled: nextEnabled });
+          message.success("余额校验开关已更新");
+          if (isPlatformAdmin) {
+            await loadPlatformPage();
+          } else {
+            await loadCurrentTenant();
+          }
+        } finally {
+          setSwitchingTenantId(null);
+        }
+      },
+    });
+  };
+
+  const columns = [
+    {
+      title: "租户名称",
+      dataIndex: "tenantName",
+      key: "tenantName",
+      width: 180,
+      render: (value: string) => <Text strong>{value || "-"}</Text>,
+    },
+    {
+      title: "租户编码",
+      dataIndex: "tenantCode",
+      key: "tenantCode",
+      width: 160,
+      render: (value: string) => <Text>{value || "-"}</Text>,
+    },
+    {
+      title: "余额校验状态",
+      dataIndex: "balanceCheckEnabled",
+      key: "balanceCheckEnabled",
+      width: 160,
+      render: (value: boolean) => renderStatusTag(value),
+    },
+    {
+      title: "公共账户余额",
+      dataIndex: "publicBalance",
+      key: "publicBalance",
+      width: 140,
+      render: (value: number) => value ?? 0,
+    },
+    {
+      title: "公共账户累计消耗",
+      dataIndex: "publicTotalPointsUsed",
+      key: "publicTotalPointsUsed",
+      width: 160,
+      render: (value: number) => value ?? 0,
+    },
+    {
+      title: "最近切换时间",
+      dataIndex: "lastSwitchAt",
+      key: "lastSwitchAt",
+      width: 180,
+      render: (value: string) => formatDateTime(value),
+    },
+    {
+      title: "最近切换人",
+      dataIndex: "lastSwitchByName",
+      key: "lastSwitchByName",
+      width: 160,
+      render: (value: string) => value || "-",
+    },
+    {
+      title: "操作",
+      key: "action",
+      width: 140,
+      fixed: "right" as const,
+      render: (_: unknown, record: TenantMeetingPointsSettingVO) => (
+        <Button
+          type="link"
+          loading={switchingTenantId === record.tenantId}
+          onClick={() => confirmSwitch(record, !record.balanceCheckEnabled)}
+        >
+          {record.balanceCheckEnabled ? "切换为无限余额" : "开启余额校验"}
+        </Button>
+      ),
+    },
+  ];
+
+  const renderTenantAdminCard = () => {
+    if (!currentTenantSetting) {
+      return null;
+    }
+    return (
+      <Card>
+        <Space direction="vertical" size="large" style={{ width: "100%" }}>
+          <div style={{ display: "flex", justifyContent: "space-between", alignItems: "center", gap: 16, flexWrap: "wrap" }}>
+            <Space direction="vertical" size={4}>
+              <Text strong style={{ fontSize: 18 }}>{currentTenantSetting.tenantName || "当前租户"}</Text>
+              <Text type="secondary">租户编码：{currentTenantSetting.tenantCode || "-"}</Text>
+            </Space>
+            {renderStatusTag(currentTenantSetting.balanceCheckEnabled)}
+          </div>
+
+          <Card size="small" style={{ background: currentTenantSetting.balanceCheckEnabled ? "#f6ffed" : "#fff7e6" }}>
+            <Space direction="vertical" size={4}>
+              <Text strong>
+                {currentTenantSetting.balanceCheckEnabled ? "当前为校验余额模式" : "当前为无限余额模式"}
+              </Text>
+              <Text type="secondary">
+                {currentTenantSetting.balanceCheckEnabled
+                  ? "后续会议提交将按当前账面余额执行拦截与扣减。"
+                  : "后续会议只记录消耗与流水，不扣减账面余额，积分分配也会被禁用。"}
+              </Text>
+            </Space>
+          </Card>
+
+          <Space size={40} wrap>
+            <Statistic title="当前可用额度" value={currentTenantSetting.balanceCheckEnabled ? currentTenantSetting.publicBalance ?? 0 : "无限"} />
+            <Statistic title="公共账户余额" value={currentTenantSetting.publicBalance ?? 0} />
+            <Statistic title="公共账户累计消耗" value={currentTenantSetting.publicTotalPointsUsed ?? 0} />
+          </Space>
+
+          <Space direction="vertical" size={4}>
+            <Text type="secondary">最近切换时间：{formatDateTime(currentTenantSetting.lastSwitchAt)}</Text>
+            <Text type="secondary">最近切换人：{currentTenantSetting.lastSwitchByName || "-"}</Text>
+          </Space>
+
+          <Space>
+            <Button
+              type="primary"
+              loading={switchingTenantId === currentTenantSetting.tenantId}
+              onClick={() => confirmSwitch(currentTenantSetting, !currentTenantSetting.balanceCheckEnabled)}
+            >
+              {currentTenantSetting.balanceCheckEnabled ? "切换为无限余额" : "开启余额校验"}
+            </Button>
+            <Button icon={<ReloadOutlined />} onClick={() => void handleRefresh()}>
+              刷新
+            </Button>
+          </Space>
+        </Space>
+      </Card>
+    );
+  };
+
+  return (
+    <PageContainer
+      title="租户积分校验"
+      subtitle="按租户控制会议积分是否校验余额，关闭后按无限余额模式记录消耗"
+      headerExtra={
+        <Button icon={<ReloadOutlined />} onClick={() => void handleRefresh()}>
+          刷新
+        </Button>
+      }
+      toolbar={isPlatformAdmin ? (
+        <Space wrap size="middle">
+          <Input
+            placeholder="按租户名称搜索"
+            value={params.tenantName}
+            onChange={(event) => setParams((prev) => ({ ...prev, tenantName: event.target.value }))}
+            style={{ width: 220 }}
+            prefix={<SearchOutlined className="text-gray-400" />}
+            allowClear
+          />
+          <Input
+            placeholder="按租户编码搜索"
+            value={params.tenantCode}
+            onChange={(event) => setParams((prev) => ({ ...prev, tenantCode: event.target.value }))}
+            style={{ width: 180 }}
+            allowClear
+          />
+          <Select
+            style={{ width: 180 }}
+            value={params.balanceCheckEnabled}
+            onChange={(value) => setParams((prev) => ({ ...prev, balanceCheckEnabled: value }))}
+            options={[
+              { label: "全部状态", value: "" },
+              { label: "校验余额模式", value: "true" },
+              { label: "无限余额模式", value: "false" },
+            ]}
+          />
+          <Button
+            type="primary"
+            icon={<SearchOutlined />}
+            onClick={() => {
+              const nextParams = { ...params, current: 1 };
+              setParams(nextParams);
+              void loadPlatformPage(nextParams);
+            }}
+          >
+            查询
+          </Button>
+          <Button
+            onClick={() => {
+              const nextParams = { current: 1, size: 20, tenantName: "", tenantCode: "", balanceCheckEnabled: "" };
+              setParams(nextParams);
+              void loadPlatformPage(nextParams);
+            }}
+          >
+            重置
+          </Button>
+        </Space>
+      ) : undefined}
+    >
+      {isPlatformAdmin ? (
+        <Card className="app-page__content-card" styles={{ body: { padding: 0 } }}>
+          <div style={{ padding: "20px 24px 8px" }}>
+            <Text strong style={{ fontSize: 16 }}>租户列表</Text>
+            <div style={{ marginTop: 4 }}>
+              <Text type="secondary">平台管理员可查看并调整全部租户的余额校验开关。</Text>
+            </div>
+          </div>
+          <div className="app-page__table-wrap" style={{ overflow: "auto", padding: "0 24px" }}>
+            <ListTable<TenantMeetingPointsSettingVO>
+              rowKey="tenantId"
+              columns={columns}
+              dataSource={records}
+              loading={loading}
+              totalCount={total}
+              scroll={{ x: 1200, y: 500 }}
+              pagination={false}
+            />
+          </div>
+          <div style={{ padding: "16px 24px" }}>
+            <AppPagination
+              current={params.current}
+              pageSize={params.size}
+              total={total}
+              onChange={(page, pageSize) => {
+                const nextParams = { ...params, current: page, size: pageSize };
+                setParams(nextParams);
+                void loadPlatformPage(nextParams);
+              }}
+            />
+          </div>
+        </Card>
+      ) : renderTenantAdminCard()}
+    </PageContainer>
+  );
+}